Establishing a banking relationship with a financial institution is all about trust. Trust that we will always have your needs and best interests in mind. Trust that we will be here when and where you need us. Trust that your money will be in good hands. Unlike banks, which are formed solely to make money, MHV is a not-for profit cooperative that exists to help its members and their families. This lets you enjoy higher savings rates, lower loan rates and reduced or no fees. We aren't just thinking of you... we are you.